Money Lending Business Fact-Finding Survey Report

手続の流れ

手続の流れ

1. 01

   Confirm the reporting obligation and deadline: Every money lender and loan broker that keeps its registration must report. The report as of June 30 is due by July 31, and the report as of December 31 is due by January 31 of the following year, to the city/province of registration; for businesses registered with the Financial Services Commission, the Commission has jurisdiction.

2. 02

   Reconcile records as of the reference date: Collect the list of loan contracts or brokerage records, borrowing contracts and bank statements, and the financial statements or trial balance as of the reference date. Check that the figures and dates in the registration certificate, corporate register, financial data and bank statements match, and organize the basis for the general status of the business office and the lending, brokerage and borrowing status.

3. 03

   Prepare the report (including no-activity businesses): Prepare it in the format prescribed by the Financial Services Commission. If there was no lending or brokerage during the period, enter 0 for the performance items and enter financial items such as capital and borrowings at their actual amounts. Overstating or understating performance is a false entry subject to an administrative fine.

4. 04

   Submit to the city/province: Submit the report to the competent city/provincial governor by the end of the month following the reference date. Omitting even some items is subject to an administrative fine, so check for blanks before submission, and keep a copy of the submitted report and supporting records for the next report and inspections.

5. 05

   Review maintaining, renewing or closing the registration: Registration may be cancelled after 6 months or more of continuous inactivity, and re-registration is barred for 5 years after cancellation and for 3 years after voluntary closure. To continue operating, apply for renewal from 3 months to 1 month before the expiry date. Transfer, acquisition or lending of the registration certificate is prohibited, so a business is handed over through a change of the corporation's shareholders and officers and a change registration within 15 days.

提出先・受付経路

提出先・受付経路

期限・手続上の注意

期限・手続上の注意

基本書類

基本書類

Skipping the report because there was no activity leads to an administrative fine starting at KRW 6 million for a corporation's first violation, and if inactivity continues beyond 6 months and the registration is cancelled, you cannot register again for 5 years, so decide on reporting and on keeping the registration at every reference date.