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How to Claim Compensation from the School Safety Mutual Aid Association — 3-Year Claim Deadline and Required Documents

Under the Act on the Prevention of and Compensation for Accidents at School, accidents that occur during educational activities, on the way to or from school, or on field trips can be compensated by the School Safety Mutual Aid Association (hakgyo anjeon gongjehoe). The parent or guardian files the claim through the School Safety Accident Compensation Support System. The right to receive mutual aid benefits lapses by prescription if it is not exercised for 3 years, so it is safest to claim within 3 years from the date of the accident. The claim can be made together with a claim under private indemnity medical insurance.

Procedure

  1. 1. Tell the school about the accident

    When an accident happens, tell the homeroom teacher or the school nurse so that the school records the accident and notifies the Association. Whether compensation is paid depends on when, where and during what activity the student was injured, so leave a specific record of how the accident happened.

  2. 2. Collect treatment records

    Get a medical certificate, medical bill receipts and an itemized statement of medical expenses from the hospital. If treatment takes a long time, you can claim everything at once after treatment ends, but it is safest to schedule the claim within 3 years from the date of the accident. The Act does not set a separate starting point for the 3-year prescription, so depending on the type of benefit it may start later.

  3. 3. File the claim online

    The parent or guardian logs in to the School Safety Accident Compensation Support System, claims mutual aid benefits and uploads the documents. Payment is usually made about 2 weeks after the claim.

  4. 4. Check the decision and challenge it if necessary

    When a decision to pay or not to pay is issued, check its content. If you do not agree with the decision, you can file a request for examination with the School Safety Mutual Aid Compensation Examination Committee within 90 days from the date you became aware of the decision. If you also disagree with the decision on that request, you can file a request for reexamination within 90 days from the date you received the written decision.

Required documents

  • Claim form for mutual aid benefits
  • The school's accident notification (how the accident happened)
  • Medical certificate, medical bill receipts and itemized statement of medical expenses
  • Parent or guardian's ID and family relation certificate
  • Copy of the bankbook for the account that will receive the payment

Fees

There is no fee for claiming mutual aid benefits. In the market, fees for preparing the claim form and the accident statement generally range from tens of thousands to several hundred thousand won, and the fee differs when there are issues in dispute, such as a disability or a request for examination or reexamination against a non-payment decision. We will review how the accident happened and advise you on the fee after a consultation.

Legal basis and review date

  • Act on the Prevention of and Compensation for Accidents at School, Article 2
  • Act on the Prevention of and Compensation for Accidents at School, Article 41
  • Act on the Prevention of and Compensation for Accidents at School, Article 44
  • Act on the Prevention of and Compensation for Accidents at School, Article 57
  • Act on the Prevention of and Compensation for Accidents at School, Article 61
  • Act on the Prevention of and Compensation for Accidents at School, Article 65
  • Civil Act, Article 166

Checked against the statutes on

Statutes and public notices change, so each case needs to be checked individually. Statute titles are given in English for reference. The Korean statutes are the authoritative text.

Check these first

  • The claim deadline is 3 years (extinctive prescription), so it is safest to claim within 3 years from the date of the accident.
  • Keep a specific record of how the accident is connected to educational activities or to travel to and from school.

Frequently asked questions

What is the deadline for a claim to the School Safety Mutual Aid Association?
It is 3 years. The right to receive mutual aid benefits lapses by prescription if it is not exercised for 3 years. The Act sets no separate starting point, so under the Civil Act the period runs from when the right can be exercised, but it is safest to prepare in advance and claim within 3 years from the date of the accident.
I already received a payout from my private indemnity medical insurance. Can I also claim from the School Safety Mutual Aid Association?
Yes. You can claim from both the Association and private indemnity medical insurance. However, handling may differ depending on the insurance policy terms, so also check the insurer's standards.
Is an injury on the way to or from school covered?
Under the Act on the Prevention of and Compensation for Accidents at School, accidents on the way to or from school and on field trips are covered, as well as accidents during educational activities. The accident statement must state whether the time and route of the accident were part of an ordinary trip to or from school.
Where do I file a claim with the School Safety Mutual Aid Association?
The parent or guardian files the claim online through the School Safety Accident Compensation Support System. Payment is usually made about 2 weeks after the claim.

Contact us

Hwang Yunsang Administrative Office in Songdo, Incheon prepares and submits administrative documents and explains the procedure. If your situation is similar, send us a message.

📍 2697, 26F POSCO Tower-Songdo, 165 Convensia-daero, Yeonsu-gu, Incheon, Republic of Korea · 📞 010-3374-2687 · 🌐 hwangadmin.com

This guide is general information based on public sources. Requirements, documents and deadlines differ by case and by the competent agency, so please confirm them before you proceed.